Mockup preview · not the live site 215.770.1505getfunding@ifundcities.comBorrower sign in

Built by investors, for investors

Not all lenders are
created equal.

Fast, transparent capital for fix & flips, ground-up construction, DSCR rentals and land. Street-smart lending since 2018 from a team that has stood on the job site.

  • Term sheets in 24 hours
  • Up to 90% of purchase, 100% of rehab
  • In-house draws and servicing

Funded with i Fund Cities

$—total loan volume
—loans
—states
—cities

From our Dynamics loan records ·

TransparentNo junk fees or surprise conditions
FastClose in as little as 7 days
ReliableDraws funded within 48 hours of inspection
Investor-runWe underwrite deals like operators

Loan products

Capital for every stage of the deal

Short term

Fix & Flip

Purchase plus rehab financing for 1-4 unit and small multifamily value-add.

  • Up to 90% of purchase
  • Up to 100% of rehab
  • Up to 75% of ARV
  • 12-18 month terms, interest only
Quote a flip →
Ground up

New Construction

Ground-up 1-4 unit and multifamily builds, with draws managed in-house.

  • Up to 85% LTC
  • Up to 70% of completed value
  • Interest on drawn funds only
  • Permit-ready and spec builds
Quote a build →
Long term

DSCR / Rental

30-year rental loans qualified on property cash flow, not tax returns.

  • Single loans and portfolios
  • Up to 80% LTV purchase
  • Cash-out refinance available
  • LLC borrowing
Quote a rental →
Horizontal

Land A&D

Acquisition and development capital for lots, subdivisions and lot banking.

  • Entitled and raw land
  • Horizontal development draws
  • Lot banking structures
  • Builder partnerships
Quote land →

Terms shown are illustrative for this mockup. Final terms depend on experience, credit, leverage and the property.

Loan calculator

Estimate your loan in 30 seconds

Estimated max loan—
Purchase funded
—
Rehab funded
—
Loan-to-cost
—
Loan-to-ARV
—
Monthly interest (fully drawn)
—
Est. cash to close
—
Est. profit after costs
—
Lock in a real quote

Estimate only. Assumes 1% closing costs and 6% selling costs.

Free investor tools

Underwrite like a lender

DSCR—

Where we fund

Every circle is real capital in a real neighborhood

—funded
—loans
—states
—cities

Volume by year

Volume by product

Top states

Loans grouped by property city from i Fund Cities' Dynamics records. No borrower or street-level details are shown. Map © OpenStreetMap contributors.

How it works

From deal to funded in four steps

  1. Tell us the dealTwo-minute quote form, no credit pull.
  2. Get a term sheetA loan officer calls within one business day.
  3. Close fastAppraisal, title and docs handled in-house.
  4. Build & drawInspections and draws through our own portal.

Reviews

What investors say

Get a quote

Tell us about your deal

We'll tell you what we can do, usually the same day. No credit pull to get a quote.

  • Dedicated loan officer
  • Transparent term sheet
  • Pre-approval letters for offers
1 Deal2 Numbers3 You
Deal information
Do you have a deal under contract?

Follow the pack

Deals, tours and lending tips every week